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Welcome to DeCarlo Insurance Services

At DeCarlo Insurance Services, your peace of mind is our priority.

DeCarlo Insurance Services

Business Insurance

We believe the informed decision is the only one worth making and we’re here to help you make it. Below you can learn more about what we offer and the different types of business insurance for you and your loved ones. Please contact us either by phone or email so we can help.

  • Business Insurance: Running a business is fraught with stressful moments and difficult decisions ­ and that’s when things are going well! Let DeCarlo Insurance Services work with you to determine exactly what your insurance needs are. We do more than an offer important element of your operations  we are your partner. Unanticipated events such as injured workers, theft or fire can cripple a business just when it’s starting to get a foothold in its respective market. While you can’t always prevent the unexpected, you can prepare for it so that you experience minimal interruption of your workflow. It’s more than just good sense­, it’s good business.
  • Commercial Auto Insurance: So many businesses rely on land-based transportation for their survival. DeCarlo Insurance Services offers coverage for a wide range of these vehicles, so that business can proceed as planned in the event of accident or theft. A commercial automobile is a motor vehicle that is customarily used in the business, profession or occupation of its owner. It can have two, three, four or more wheels, and is operated on land. This class includes many types of vehicles, such as private passenger automobiles, panel and pickup trucks, and trailers. As a rule, covered under the commercial automobile policy are building contractors, service firms, and vehicles owned by other businesses. Keep your business rolling smoothly with coverage from DeCarlo Insurance Services.
  • Worker’s Comp:  Modern workers’ compensation laws have moved away from the concept that liability is based on negligence. Under current law, liability for occupational injuries and many diseases is charged directly to the employer, regardless of fault or negligence. DeCarlo Insurance Services works with employers to craft coverage plans that allow business to proceed as usual, keeping management and staff equally protected. Ultimately, every business must pass the cost of workers’ compensation on to its customers in the form of higher prices for goods and services. That makes your choice of an insurance partner for your workers’ compensation plan especially important and DeCarlo Insurance Services is here to help you get it right.
  • Retail Insurance: The success of a business, whether it’s a tiny enterprise run out of a basement or a large corporation, is largely dependent on hard work and ingenuity. However, no matter how industrious the business owner, one simple mishap such as a fire or lawsuit can wipe out all the profits and even destroy the business. The key to making sure that all the effort and money invested in a business doesn’t disappear when a disaster strikes is to protect a business with the appropriate insurance. Contact Us to discuss your needs.