Welcome to DeCarlo Insurance Services
At DeCarlo Insurance Services, your peace of mind is our priority.
DeCarlo Insurance Services
- Whole Life: Life insurance is necessary to provide for your loved ones’ most important needs in the event of your death. Consider the ways in which they depend on you for their survival – paying of the mortgage, food costs, medical bills, child care, education, and other vital requirements of a full life. Contact DeCarlo Insurance Services to discuss the many options available.
- Term Life: This type of life insurance provides protection for a specified period of time, typically from one to 30 years. It pays a death benefit only if you die during this term. Some policies can be automatically renewed at the end of the coverage period, and some can be converted to permanent insurance without the need for a medical exam. Speak to your DeCarlo Insurance Services representative to determine what kind of term life insurance is best suited to your special needs.
- Estate Planning: Life insurance is an extremely important item to consider in the Estate Planning process. Relatively small sums of money spent on life insurance can create or retain a substantial estate. Moreover, life insurance often provides the least painful way to pay estate taxes, due to its tax-preferred treatment. Tax advantages include: deferred taxes on the growth of cash values, an income tax-free death benefit and, when set up properly, estate tax-free death benefit. Consequently, life insurance is usually the least expensive and most efficient way to pay estate taxes. Let the professionals at DeCarlo Insurance Services help you find the right life insurance vehicle to meet your needs.
- Disablity: Who will provide for your family in the event of a prolonged disability? Can you really count on your employer to sustain your income if you can no longer work? Let DeCarlo Insurance Services guide you on disability insurance.
- Long Term Care: As people age, the demand for all types of health care increases, especially long-term care. For many people, this type of assistance will be required for the remainder of their lives. The type of assistance required depends upon the level of disability or infirmity. A comprehensive policy that takes the long view is the most sensible way to provide for these pressing needs. All too often, family members are unprepared to deal with the necessary costs. DeCarlo Insurance Services specializes in offering coverage programs that work within your budget to cover all essential long-term needs for the ones you love.
- Annuties: Many people find the mere mention of annuities intimidating. There seem to be (and indeed, are) a wide range of options, offering many chances for making an unwise decision. While the decision to purchase an annuity is a serious undertaking involving research and clearheaded thinking, there’s really nothing to be scared of. Let DeCarlo Insurance Services help you navigate the world of annuities. We will walk you through the basic issues: the pros and cons of annuities, deferred versus immediate, and other pertinent topics. Ultimately, you will be able to make a decision that is informed by expert advice, and in DeCarlo Insurance Services you’ll have a partner by your side all the way.
Our Location
12462 Venice Blvd.
Los Angeles, CA 90066
888-655-5560